Payment Policy
Payment Policy
At Jais Fashion, we want to ensure that your shopping experience is as seamless and secure as possible. Below is our payment policy to provide clarity on how we process payments for orders.
1. Accepted Payment Methods
We accept the following payment methods for all transactions on our website:
- Credit Cards: Visa, MasterCard, American Express, and Discover
- Debit Cards
- PayPal
- Online Wallets: Google Pay, Apple Pay
- Bank Transfer (only in specific circumstances – please contact us for details)
- Cash on Delivery (COD) (if applicable to your location)
Please note that payment details are processed securely through our payment gateway.
2. Payment Security
All payments are processed through secure payment gateways that comply with industry standards and regulations to ensure your sensitive information is kept safe. Your credit card and personal details are encrypted during transactions to provide a high level of security.
We do not store any credit card details or payment information on our servers. All payments are processed through trusted third-party payment providers.
3. Order Confirmation
After you make a payment, you will receive an order confirmation email containing details of your purchase. If for any reason your payment is declined or unsuccessful, your order will not be processed, and you will be notified immediately to attempt another payment.
4. Currency
All transactions are processed in [Currency Name]. If you are making an international purchase, your bank or payment provider may charge additional fees or conversion rates.
5. Payment Declines
If your payment is declined, you will be notified and asked to try a different payment method. Payment issues may occur due to the following reasons:
- Insufficient funds in your account
- Incorrect card details entered
- Card expired or invalid
- Payment gateway issues
- Your bank or payment provider declining the transaction
If you continue to experience issues, please contact your bank or payment provider for more information.
6. Taxes
All prices listed on Jais Fashion include applicable sales tax for orders made in [Country Name]. For international orders, the applicable import duties and taxes may be charged by the local authorities at the time of delivery.
7. Promo Codes & Discounts
If you have a valid promo code or discount, you can apply it at checkout. The discount will be applied to your total order value before tax and shipping. Promo codes are only valid for a limited time and cannot be combined with other promotions unless stated otherwise.
If there is an issue with a promo code or discount, please contact our customer support team for assistance.
8. Payment Authorization
By submitting an order, you authorize Jais Fashion to charge the selected payment method for the full amount of your order, including any applicable taxes and shipping fees. If we are unable to verify your payment, your order will be canceled.
9. Billing Information
You must provide accurate and complete billing information when placing an order. This includes your name, billing address, phone number, and email address. If any billing information is inaccurate or incomplete, we may contact you for clarification before processing your order.
10. Refunds
Refunds for canceled or returned items will be processed according to our Return Policy. Refunds will be issued to the same payment method used for the original purchase. Please note that it may take a few business days for the funds to reflect in your account, depending on your payment provider.
11. Fraud Prevention
We take fraud prevention seriously and reserve the right to cancel or modify any orders that we suspect to be fraudulent or involve unauthorized payment methods. If this occurs, we may contact you for additional verification or refuse to process the order.